Fake Bank of India calls and apps

Fake BOI Mobile installers, case-registered claims and MSME loan fees on calls using the Bank of India name, with ways to check.

A public-sector bank headquartered in Mumbai, offering savings accounts, loans, deposits and the BOI Mobile app. Because many people use it, scammers pretend to be Bank of India on phone calls, in apps and on WhatsApp. This page lists the lies they usually tell and how to check before you act.

Lines used in fake Bank of India calls and apps

Fake BOI Mobile app shared as an APK
Caller says a case is registered against your account and asks you to deposit money for verification
Agent offers an easy MSME loan and needs a first fee
Scammer posing as bank staff asks you to read an OTP to 'stop a refund reversal'

How to verify it yourself

The BOI Mobile app from the official store can show you notices and recent entries, and you can type the Bank of India website by hand. If a call mentions a loan you never took, ask for a written letter and go to a branch. Deposits for 'verification' are not how banks work. Use the number in your passbook rather than any number in a message. Keep your OTP, PIN and card details from everyone.

Quick checklist

Do not tap links or call numbers inside the message.
Open the official app, or type the official website yourself, and look for the same notice.
Never share an OTP, PIN, CVV or password with anyone, including "staff".
If money moved, call 1930 and your bank at once.

How Safeavio helps

Safeavio Sentinel's phone scan lists apps outside a store, risky permissions and settings such as unknown sources, and the Money Shield checklist slows you down before you send money. It cannot stop a call, but it helps you spot a fake app afterwards.

Check it before you tap or pay

Safeavio Sentinel is a made-in-India Android app: paste a message or link, or scan a QR code, and get a plain verdict with the reasons. It helps you spot a scam; it does not promise to stop every one.

Download for Android What the app does

Google Play listing: coming soon. Today the signed APK is on safeavio.com/download. Android 7.0 or later.

Questions

A caller says they are from Bank of India. Is it real?

Treat it as unverified. Hang up and contact Bank of India through its official app or the number printed on your card, bill or official website. Never install an app or share an OTP because a caller asked.

Can Bank of India ask me to install an app on a call?

Be very careful. Scammers use screen-sharing and fake apps to watch your screen and read OTPs. Install apps only from the official store listing that you find yourself, never from a link or a caller.

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Fake Bank of India messages and links · All brands

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Bank of India is a trademark of its owner. This page is not affiliated with or endorsed by Bank of India; it only describes how scammers pretend to be it.