Fake Dhanlaxmi Bank calls and apps

Callers pretending to be Dhanlaxmi Bank use gold loan and remittance stories to ask for a CVV or OTP. Know how to verify.

Dhanlaxmi Bank is an Indian private sector bank based in Thrissur, Kerala, serving savings, loan and remittance customers. Because many people use it, scammers pretend to be Dhanlaxmi Bank on phone calls, in apps and on WhatsApp. This page lists the lies they usually tell and how to check before you act.

Lines used in fake Dhanlaxmi Bank calls and apps

Caller claims your gold loan needs a part payment to a personal UPI ID
Fake officer asks for card number and CVV to release a remittance
Caller sends a lookalike banking app through a chat message
Voice says a Thrissur branch is closing your account unless you confirm details

How to verify it yourself

Remittances and loan matters can be checked in the bank's own app, in net banking opened from a hand-typed address, or at your home branch. A waiver or release never needs a payment to a private UPI ID. Look at the loan statement you already hold and compare the account number. Only the contact details printed in your passbook or cheque book are reliable. Anyone asking for your CVV, OTP or PIN is not acting for the bank.

Quick checklist

Do not tap links or call numbers inside the message.
Open the official app, or type the official website yourself, and look for the same notice.
Never share an OTP, PIN, CVV or password with anyone, including "staff".
If money moved, call 1930 and your bank at once.

How Safeavio helps

Safeavio Sentinel's phone scan lists apps outside a store, risky permissions and settings such as unknown sources, and the Money Shield checklist slows you down before you send money. It cannot stop a call, but it helps you spot a fake app afterwards.

Check it before you tap or pay

Safeavio Sentinel is a made-in-India Android app: paste a message or link, or scan a QR code, and get a plain verdict with the reasons. It helps you spot a scam; it does not promise to stop every one.

Download for Android What the app does

Google Play listing: coming soon. Today the signed APK is on safeavio.com/download. Android 7.0 or later.

Questions

A caller says they are from Dhanlaxmi Bank. Is it real?

Treat it as unverified. Hang up and contact Dhanlaxmi Bank through its official app or the number printed on your card, bill or official website. Never install an app or share an OTP because a caller asked.

Can Dhanlaxmi Bank ask me to install an app on a call?

Be very careful. Scammers use screen-sharing and fake apps to watch your screen and read OTPs. Install apps only from the official store listing that you find yourself, never from a link or a caller.

Related scam guides

Remote Access App Bank Support ScamA fake bank or refund agent asks you to install a screen-sharing app, then uses your…Debit Card Expiry and Replacement ScamA caller says your debit card is about to expire and a new one will be sent after you…Fake Bank Customer Care Number ScamA planted number in search results or maps poses as bank customer care. Calling it gets…Fixed Deposit Premature Closure ScamA caller says your fixed deposit has matured or can earn extra interest if you act now,…

Fake Dhanlaxmi Bank messages and links · All brands

Other banks

Fino Payments BankFake Fino Payments Bank calls and apps HSBC IndiaFake HSBC India calls and apps Jammu & Kashmir BankFake Jammu & Kashmir Bank calls and apps Jana Small Finance BankFake Jana Small Finance Bank calls and apps Suryoday Small Finance BankFake Suryoday Small Finance Bank calls and apps Utkarsh Small Finance BankFake Utkarsh Small Finance Bank calls and apps

Dhanlaxmi Bank is a trademark of its owner. This page is not affiliated with or endorsed by Dhanlaxmi Bank; it only describes how scammers pretend to be it.