SAFEAVIOSENTINEL

Staying safe from online fraud in Kerala

Scams to recognise, where to report and how to protect your phone in Kochi, Thiruvananthapuram, Kozhikode and across Kerala.

Kerala is a state of India with Thiruvananthapuram as its capital and large cities such as Kochi, Thiruvananthapuram, Kozhikode, Thrissur. People there use phones in Malayalam, English, and fraud reaches them the same way it reaches the rest of India: through SMS, WhatsApp, calls, fake apps and QR codes.

What people in Kerala should watch for

The scams below are reported across India, so they can reach anyone in Kerala, from Kochi to a small town. We list them to help you recognise them, not to claim how often they happen in your district.

Fake RTO Challan or Vehicle App Sent as an APKA message says you have a pending traffic challan and asks you to install an app file to see it.…PG and Hostel Booking Advance ScamA PG or hostel listing with cheap rent asks for a booking advance, then vanishes or shows a…Crypto Airdrop and Wallet Drainer Link ScamA 'free token airdrop' link asks you to connect your crypto wallet and approve a transaction that…Business Loan Subsidy and Mudra Agent ScamAn agent promises a business loan or subsidy under a government scheme and takes a fee or margin…UPI Refund Wrong PIN ScamAfter an order cancellation or failed payment you are told a refund needs your UPI PIN or a link.…Bank KYC Update SMS ScamAn SMS says your bank KYC has expired and your account will be blocked today. The link or number…Credit Card Reward Points APK ScamA message says your credit card reward points will expire today and links to an app. The app reads…Fake Bank Customer Care Number ScamA planted number in search results or maps poses as bank customer care. Calling it gets you a…

Messages in Malayalam

Scammers copy the language and tone of local banks, courier staff and government offices. A message in Malayalam with a familiar logo is still just text: check the link, never share an OTP, and verify through the official app.

If something goes wrong in Kerala

  1. Call 1930 right away and tell your bank which account and transaction.
  2. Report at cybercrime.gov.in with screenshots, the number and the transaction details.
  3. Visit or call your local police station or cyber cell in Kochi or your district if you need a copy of the complaint.
  4. Change passwords from a clean phone, turn on two-step verification and review linked devices in WhatsApp.
  5. Tell family: scammers often try the same trick on relatives.

Protect your phone

Safeavio Sentinel is a made-in-India Android app that checks messages, links and QR codes, reviews risky apps and settings, and gives families SOS, location sharing and private chat. It helps you spot scams; it cannot promise to stop every one.

Check it before you tap or pay

Safeavio Sentinel is a made-in-India Android app: paste a message or link, or scan a QR code, and get a plain verdict with the reasons. It helps you spot a scam; it does not promise to stop every one.

Download for AndroidWhat the app does

Google Play listing: coming soon. Today the signed APK is on safeavio.com/download. Android 7.0 or later.

Questions

Where do I report online fraud in Kerala?

Call the National Cyber Crime Helpline 1930 as soon as money is lost and report at cybercrime.gov.in. The portal also lets you choose your state, and your local police station or cyber cell can take a complaint in Kerala.

Do scammers use Malayalam messages?

Yes. Scammers write in the language people trust, so a message in Malayalam is no proof that it is genuine. Check the sender and the link, and use the official app or website yourself.

Other states and union territories

GoaStaying safe from online fraudGujaratStaying safe from online fraudHaryanaStaying safe from online fraudHimachal PradeshStaying safe from online fraudJharkhandStaying safe from online fraudKarnatakaStaying safe from online fraud