Fake Ujjivan Small Finance Bank calls and apps

Fake Ujjivan apps, home-visit instalment threats and membership-fee deposit offers on calls, and how to verify the caller.

A small finance bank serving savings, deposit and micro-loan customers through branches and its mobile app. Because many people use it, scammers pretend to be Ujjivan Small Finance Bank on phone calls, in apps and on WhatsApp. This page lists the lies they usually tell and how to check before you act.

Lines used in fake Ujjivan Small Finance Bank calls and apps

Fake Ujjivan app delivered through a chat link
Caller says a micro-loan installment must be paid today to avoid a visit at home
Agent offers a higher interest rate on a recurring deposit if you pay a membership fee
Caller asks you to confirm your date of birth and a code to 'verify' your account

How to verify it yourself

Open the Ujjivan Small Finance Bank app that you installed from the official store, or type the website address yourself. Missed instalments are shown in the loan section and on your repayment slip, so you can check before paying through a link. Interest rates on deposits are listed by the bank, and no membership fee earns more. The branch that opened your account is the right place for any doubt. Date of birth and codes should not be given on a call.

Quick checklist

Do not tap links or call numbers inside the message.
Open the official app, or type the official website yourself, and look for the same notice.
Never share an OTP, PIN, CVV or password with anyone, including "staff".
If money moved, call 1930 and your bank at once.

How Safeavio helps

Safeavio Sentinel's phone scan lists apps outside a store, risky permissions and settings such as unknown sources, and the Money Shield checklist slows you down before you send money. It cannot stop a call, but it helps you spot a fake app afterwards.

Check it before you tap or pay

Safeavio Sentinel is a made-in-India Android app: paste a message or link, or scan a QR code, and get a plain verdict with the reasons. It helps you spot a scam; it does not promise to stop every one.

Download for Android What the app does

Google Play listing: coming soon. Today the signed APK is on safeavio.com/download. Android 7.0 or later.

Questions

A caller says they are from Ujjivan Small Finance Bank. Is it real?

Treat it as unverified. Hang up and contact Ujjivan Small Finance Bank through its official app or the number printed on your card, bill or official website. Never install an app or share an OTP because a caller asked.

Can Ujjivan Small Finance Bank ask me to install an app on a call?

Be very careful. Scammers use screen-sharing and fake apps to watch your screen and read OTPs. Install apps only from the official store listing that you find yourself, never from a link or a caller.

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Ujjivan Small Finance Bank is a trademark of its owner. This page is not affiliated with or endorsed by Ujjivan Small Finance Bank; it only describes how scammers pretend to be it.