Payment and UPI fraud over the phone
A phone call lets the scammer talk fast, sound confident and keep you from thinking. The caller ID can be faked, so it proves nothing.
Guides
UPI Collect Request ScamA stranger sends a UPI collect request and says you must approve it to receive money. Approving it…UPI Refund Wrong PIN ScamAfter an order cancellation or failed payment you are told a refund needs your UPI PIN or a link.…Scan QR to Receive Money ScamA buyer asks you to scan a QR code or enter a PIN to receive an advance. A QR code only ever sends…Fake Payment Credited SMS ScamA bogus SMS or message says money was credited to you, then a stranger asks you to return it. The…Wrong Transfer Return My Money ScamA stranger really does send you money, then claims it was a mistake and uses pressure and fake…UPI AutoPay Mandate ScamYou approve a request that looks harmless, but it sets up a recurring UPI mandate that lets a…Re 1 UPI ID Verification ScamA stranger asks you to send Re 1 or Rs 10 to verify your UPI ID before a bigger payment. The small…POS Machine Swipe Trick ScamA shop or hotel staff member uses a hidden reader, double swipes or changes the amount on a card…Wallet KYC Expiry ScamA message says your mobile wallet will be blocked unless you complete KYC today, and the link or…FASTag Recharge Link ScamA message says your FASTag balance is low or blocked and gives a link to recharge. The page steals…FASTag KYC Update Call ScamA caller says your FASTag will be deactivated without a KYC update and asks for an OTP, card…Electricity Bill Disconnection ScamA message says your electricity will be cut tonight for an unpaid bill, and tells you to pay…Gas Cylinder Booking Payment ScamA fake gas agency number found online takes your booking, then asks for a payment link, a refund…Merchant Soundbox and QR Onboarding ScamFake agents tell shop owners they must pay a fee for a QR, soundbox or POS installation, then take…Coaching and Exam Fee Refund ScamA caller offers a refund for coaching or exam fees but needs your UPI PIN or a small test payment…Army Transfer Tenant Advance ScamA 'transferred army officer' wants to rent your flat and pays an advance by making you scan a QR…Smart Meter Installation UPI Trap ScamA caller says your meter must be changed to a smart meter today and sends a QR or app for a fee.…Hotel Booking Refund and Cancellation Call ScamA caller says your hotel booking failed or is cancelled and sends a link or QR for a refund. See…Online Tuition App and Course Fee ScamA free class or demo leads to a big course fee or subscription with a vague refund policy. See how…
Check before you act
- The caller asks for an OTP, UPI PIN, card PIN or CVV.
- You are told that a case, arrest, block or penalty is coming within minutes.
- You are asked to move money to a "safe account".
- You are told to keep the call secret.
More: all payment and upi fraud · all scams over the phone
Check it before you tap or pay
Safeavio Sentinel is a made-in-India Android app: paste a message or link, or scan a QR code, and get a plain verdict with the reasons. It helps you spot a scam; it does not promise to stop every one.
Download for AndroidWhat the app does
Google Play listing: coming soon. Today the signed APK is on safeavio.com/download. Android 7.0 or later.