Bank and card fraud by email
Email is slower than SMS, so these scams usually pretend to be a bill, a refund, an account lock or a job offer and ask you to log in or open a file.
Guides
SIM Swap Bank FraudFraudsters get a duplicate SIM issued for your number, receive your bank OTPs and drain your…Net Banking Phishing Site ScamA link in an SMS or email opens a copy of your bank's login page that steals your user ID,…Bank KYC Update SMS ScamAn SMS says your bank KYC has expired and your account will be blocked today. The link or number…PAN Update Bank Account Block ScamA message says your PAN must be updated or your bank account and card will be blocked. The form…Cheque Overpayment Refund ScamA buyer sends a cheque for more than the price and asks you to return the difference. The cheque…Credit Card Reward Points APK ScamA message says your credit card reward points will expire today and links to an app. The app reads…Pre-approved Loan SMS Link ScamAn SMS says you have a pre-approved bank loan and asks you to tap a link and log in. The page…Fake Bank App APK ScamA message tells you to update your bank's mobile app from a link. The file is a fake app that…Fixed Deposit Premature Closure ScamA caller says your fixed deposit has matured or can earn extra interest if you act now, and asks…Dormant Account Reactivation ScamA message says your unused bank account will be closed unless you reactivate it through a link.…Salary Account Upgrade ScamA caller offers a free upgrade of your salary account with a premium card and benefits, and asks…Fake Bank Statement PDF ScamAn email or message sends a bank statement or credit card bill as a file or link. Opening it…International Transaction Alert ScamA message says your card was used abroad for a large payment and gives a number to call. The…Bank Nominee Update ScamA message or call says nominee details are missing and your account will be frozen. The form or…Annual Fee and Bank Charges Refund ScamA caller says the bank charged you extra fees and will refund them if you share an OTP or open a…RBI Compensation and Unclaimed Money ScamA message claims RBI or a bank owes you compensation or unclaimed money and asks for a fee, tax or…Insurance Policy Revival and Claim Call ScamA caller says your old insurance policy has a bonus or can be revived, then asks for fees or an…
Check before you act
- Hover over the link: the address does not match the company website.
- The email asks you to log in through the link rather than through the official app.
- It carries a surprise invoice, refund or legal notice.
- The sender address has an extra word or letter.
More: all bank and card fraud · all scams by email
Check it before you tap or pay
Safeavio Sentinel is a made-in-India Android app: paste a message or link, or scan a QR code, and get a plain verdict with the reasons. It helps you spot a scam; it does not promise to stop every one.
Download for AndroidWhat the app does
Google Play listing: coming soon. Today the signed APK is on safeavio.com/download. Android 7.0 or later.