Net Banking Phishing Site Scam by email

How it looks by email, the red flags and what to do.

Email is slower than SMS, so these scams usually pretend to be a bill, a refund, an account lock or a job offer and ask you to log in or open a file. Net Banking Phishing Site Scam is one of the ways this shows up: A link in an SMS or email opens a copy of your bank's login page that steals your user ID, password and OTP, then empties your account.

What net banking phishing site scam looks like by email

• An attachment such as a PDF, ZIP or HTML file you did not expect.
• A generic greeting instead of your name.
• A login page that opens from the email and asks for your password and OTP.

The scammer builds a page using your bank's logo, colours and wording and registers a web address that looks similar, with a swapped letter, an extra word or a different ending. They send it through SMS, email or ads that say there is a reward, a blocked account or a pending tax refund. Links are often shortened, so you cannot see where they lead.

Red flags to check on the email

• A link in a message asks you to log in to your bank.
• The web address has extra words, letters or an unusual ending.
• The page asks for card PIN, CVV and an OTP together.
• The message threatens suspension within hours.
• It carries a surprise invoice, refund or legal notice.
• The sender address has an extra word or letter.

What to do

1. Close the page without typing anything.
2. Type your bank's address by hand or use the official app to log in.
3. Do not log in from a link in a message.
4. Report it as phishing in your email app and delete it.
5. If you typed a password on the page, change it at once and turn on two-step verification.
6. Do not open the attachment and do not press the button.

Use Report phishing in your email app. If money or accounts are affected, call 1930 and report at cybercrime.gov.in.

If money or a code is already gone

1. Call 1930 right away and give the amount, time and transaction details.
2. Call your bank on the number on your card or passbook and block net banking and cards.
3. Change your net banking password and UPI PIN from a safe device.
4. Report at https://cybercrime.gov.in with the link and screenshots.

National Cyber Crime Helpline: 1930; report at cybercrime.gov.in.

Safeavio's link check lets you paste or share a link before opening it and looks for lookalike domains, shortened links and risky patterns, and the scam check shows why the message looks like pressure and fake authority. It cannot tell if a page is truly your bank's, so open your bank's official app or type the address yourself. Type the address yourself.

Full guide: Net Banking Phishing Site Scam: how it works, signs and what to do. Other channels: SMS, WhatsApp, social media.

Questions