Cash Deposit Machine Fake Receipt Scam over the phone

How it looks over the phone, the red flags and what to do.

On a call the pressure is live: no time to read, no time to check, and a rule that you must not tell anyone. Cash Deposit Machine Fake Receipt Scam is one of the ways this shows up: A buyer shows a cash-deposit receipt or screenshot as proof of payment, but the money never reached your account. The slip is fake or edited.

What cash deposit machine fake receipt scam looks like over the phone

• A calm, official voice that already knows your name or the last digits of your card.
• Being told to stay on the line and not to tell your family.
• Instructions to install a screen-sharing app or to press keys on the phone.

The scammer agrees to buy something and says that they prefer to pay in cash at a deposit machine because their app is not working. They ask you for your account number and IFSC. Some deposit a tiny amount, such as Rs 100, in the right account so that you see a real credit, and then send a fake slip for a much bigger amount.

Red flags to check on the phone call

• A buyer pays cash by deposit and sends only a slip.
• The credit has not appeared in your own account.
• You are asked to hand over goods before the credit.
• A friend or driver will collect the goods immediately.
• You are told that a case, arrest, block or penalty is coming within minutes.
• You are asked to move money to a "safe account".

What to do

1. Check your own bank or passbook for the credit before delivering anything.
2. Do not treat a slip, photo or video as proof of payment.
3. Ask your bank how long a cash deposit takes to show.
4. Hang up. A real bank or office will not mind that you call them back.
5. Call the bank or office on the number printed on your card, bill or official app, not on a number the caller gave.
6. Never share an OTP or PIN. No genuine staff member needs it.

Report the number on the Sanchar Saathi portal (Chakshu facility). If money moved, call 1930 immediately.

If money or a code is already gone

1. If goods were handed over, keep the details of the person who collected them and any shop camera footage.
2. Call 1930 if you sent money back and give the transaction details.
3. Tell your bank on the number printed on your passbook and ask them to check the deposit.
4. Report at https://cybercrime.gov.in with the slip, chat and buyer details.

National Cyber Crime Helpline: 1930; report at cybercrime.gov.in.

Safeavio's Money Shield checklist reminds you to verify before you pay or hand over goods and to confirm any credit in your own account. The scam check can review the buyer's chat text if you paste it. Safeavio cannot tell whether a deposit slip is genuine, so always rely on your own bank statement. Check your statement. Check twice. Do not rush.

Full guide: Cash Deposit Machine Fake Receipt Scam: how it works, signs and what to do. Other channels: WhatsApp, fake app, social media.

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